These terms and conditions ("Terms") outline the agreement between you, the account holder, and Monzo Capital Bank. By using our banking services, you agree to adhere to these Terms. Please read them carefully before accessing or using our services.
1. Account Opening and Usage:
1.1. To open an account with Monzo Capital, you must provide accurate and complete information as required during the registration process.
1.2. You are responsible for maintaining the confidentiality of your account information, including passwords and other security credentials.
1.3. You must promptly notify us of any unauthorized access to or use of your account.
2. Transactions and Security:
2.1. All transactions conducted through Monzo Capital, whether online or otherwise, are subject to our security protocols.
2.2. You agree to notify us immediately if you suspect any unauthorized transactions on your account.
2.3. Monzo Capital employs security measures to protect your information, but you acknowledge that no system can be completely secure.
3. Fees and Charges:
3.1. Details of fees and charges associated with our banking services are available in our Fee Schedule. By using our services, you agree to pay all applicable fees.
3.2. Monzo Capital reserves the right to modify fees and charges with reasonable notice.
4. Privacy and Data Protection:
4.1. Monzo Capital adheres to a strict privacy policy. Your personal information is handled in accordance with applicable data protection laws. For details, please refer to our Privacy Policy.
4.2. By using our services, you consent to the collection and use of your information as outlined in our Privacy Policy.
5. Termination of Services:
5.1. Monzo Capital reserves the right to terminate or suspend your account and access to our services at our discretion.
5.2. You may close your account at any time, subject to the resolution of any outstanding transactions or fees.
6. Changes to Terms:
6.1. Monzo Capital may modify these Terms at any time. Notice of changes will be provided through our website or other communication channels.
6.2. Your continued use of our services after the effective date of changes constitutes acceptance of the modified Terms.
7. Governing Law:
7.1. These Terms are governed by and construed in accordance with the laws of [Jurisdiction], without regard to its conflict of law principles.
8. Contact Information:
8.1. For any questions or concerns regarding these Terms, please contact Monzo Capital Bank at [Contact Information].
By using Monzo Capital's banking services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. If you do not agree with any part of these Terms, please refrain from using our services. Monzo Capital reserves the right to take appropriate legal action against any violation of these Terms.
